Higher Education - Money
What you have to pay:
Tuition fees - up to £9,000 a year for full-time courses and £6,750 for part-time courses in England, Scotland
and Wales, but not charged until you've left the course and started work (however, this might change, we will
update with any changes).
Living expenses - housing, food, heating, books etc.
What you can claim:
Tuition fee loan - so you don't have to pay fess until after the course.
Maintenance loan - the amount depends on where you live and study and on household income.
£5,500 if you live away from home and study at a university or college outside London.
£7,675 if you live away from home and study at a university or college in London.
£4,375 if you live at home.
Maintenance Grants/Special Support Grants
Up to £3,250 a year and doesn't have to be repaid.
You can claim it if your household income is £42,600 or below.
If you're on a means tested benefit (e.g. Income Support) you may get the special support grant instead.
Don't have to be repaid.
Paid to students who get full maintenance/special support grant and who also pay full tuition fess; sometimes
paid to other students too.
Must be at least £329 to cover any shortfall between tuition fee and maintenance/special support grant - often
more than this.
Start once you earn more than £21,000 a year.
You repay 9% of any income over £21,000. e.g. if you earn £25,000 a year, you pay nine per cent of £4,000,
which is £6.92 a week.
You pay interest - broadly in line with what you borrow.
Any outstanding balances (except arrears) are written off after 30 years
If you have any problems on your course, universities and college have Access to Learning Funds. Student unions also
give advice and information.
You may get extra help e.g. if you have children, adult dependents or a disability.
For details use DirectGov
or ring 0800 328 50 50.
How To Apply For Financial Support
Apply through Student Finance England at DirectGov
Apply early - as soon as you've chosen your universities/colleges.
Helpline: 0845 300 50 90
Studying Part Time
The tuition fee varies for part time study.
For information on the Open University, check their website
Nursing and Health Care Professions
The NHS pay tuition fees for courses that prepare for nursing and certain health care professions. They also
pay bursaries, which don't have to be paid.
For more details, use NHS Student Grants
0845 358 6655.
You may get an NHS bursary, check NHS Student Grants
Post Graduate Teacher Training
There may be bursaries or school based training routes that pay a wage; use
. Funding for Degree level training (e.g. B.Ed) is the same as for any degree.
Dance or Drama
For help with training at certain drama schools, use DirectGov
Some charitable trusts will help students.
For information use Scholarship Search
This information could change, check DirectGov
Earning and Learning
A sponsorship means that a company gives you financial help while you study - some organisations will pay you to go to
university or college.
Most sponsorships are for work related subjects such as Engineering, Construction, Business or Finance. Some
professional bodies offer then too (e.g. for Physics). But, if you're planning to study Humanities, Arts or Social
Sciences, you're far less likely to find a sponsorship.
Any company that sponsors you will want something in return so always check the conditions. For example, they
would probably expect you to work for them after you graduate and often before the course starts and during holidays
too. Check too whether your earnings will be taxed.
Sponsorships are competitive finding one takes time and effort and you will need to apply early. Some
employers only offer sponsorship from the second year of study or beyond. So, if you don't find one at first, keep
This involves working for a company as part of your course, often for a third year.
The arrangements vary but you are often paid for this (you normally pay a reduced tuition fee for that year).
Sandwich courses are mainly in work related subjects.
They tend to last a year longer than other courses but they can really help you to land that first job after university.
To find out which companies offer sponsorships, check out these websites and books:
Everything You Wanted To Know
Everything You Wanted to Know About Sponsorship, Placements and Graduate Opportunities
If you get a job instead of going straight to university it might lead to taking a Foundation Degree while you work.
Look at Find Foundation Degree
Part Time Job
Lots of students work part time and student unions often advertise vacancies. Not only would a part time job bring in
some cash, it could also make your CV look better.
BUT be careful not to put too many hours into a part time job. If your studies suffer you could finish up with a
lower Degree. This could damage your career prospects - and your salary.
Student Budget Planner
Try copying this table out onto some paper (or print it out) - it could help you to budget for university or college life...
For electronic budget calculators try: UCAS
(follow links to Students/Student Finance/
You will have to repay tuition fees too - but not until after your course ends.
If you run into money problems, ask for help; student unions often give advice.